Oliver William
Bring Your Dream Home to Life
What Services We Offer
Conventional Loans
A popular loan type, conventional fixed rate loans feature a constant interest rate for the life of the life. Generally speaking, monthly payments remain constant.
FHA Loans
FHA (Federal Housing Administration) loans are government-backed mortgage loans designed to make homeownership more accessible for low to moderate-income individuals and those with less-than-perfect credit.
VA Loans
VA (Veterans Affairs) loans are mortgage loans specifically designed to assist eligible U.S. veterans, active-duty service members, and certain members of the National Guard and Reserves in achieving homeownership.
USDA Loans
USDA (United States Department of Agriculture) loans are government-backed mortgage loans that primarily aim to promote homeownership in rural and suburban areas.
Jumbo Loans
Jumbo loans are a type of mortgage loan designed for purchasing high-value homes that exceed the conventional loan limits set by government-sponsored entities like Fannie Mae and Freddie Mac.
Reverse Loans
Reverse mortgage loans, also known as reverse equity loans, are only available to homeowners 62 or older. Like its name indicates, this program pays the homeowner either a one-time large payout or monthly installment.
DSCR Loans
DSCR (Debt Service Coverage Ratio) loans are specialized financing options primarily used in commercial real estate and investment properties. These loans focus on the property's ability to generate sufficient income to cover its debt payments, rather than relying solely on the borrower's personal income.
Construction Loans
Construction loans are short-term loans designed to fund the construction or renovation of residential or commercial properties. They provide borrowers with access to funds in stages as the project progresses, reducing the financial burden during construction.
Non-QM Loans
Non-QM (Non-Qualified Mortgage) loans are mortgage products that do not conform to the strict guidelines set by government-sponsored entities like Fannie Mae and Freddie Mac.
Bank Statement Loans
Bank Statement Loans offer a flexible solution for self-employed individuals or those with non-traditional income.
Refinance Loans
Home Refinance Loans, also known as refinancing, involve replacing an existing mortgage with a new one, typically with different terms or interest rates.
Foreign National Loans
Foreign national loans are mortgage loans specifically tailored for individuals who are not U.S. citizens or permanent residents but wish to purchase property in the United States.
Commercial Loans
Commercial loans are financial products designed to support businesses in various ways, including financing property acquisitions, expansion, or working capital needs.
Best Reasons To Choose Our Services
Know Your Local Mortgage Expert with a National Reach
Unlock Lower Rates
We search the market to get you the most deal, saving you money from day one.
Customize Your Options
Sign up for a free, no-obligation pre-qual and see mortgage plans built around your needs.
Fast, Free Approvals
Get approved quickly with our NoTouch process no credit hit, no fees, no catch.
Build Your Mortgage Plan
Tailored strategies that match your budget, lifestyle, and future goals no guesswork.
Smart Buyers Choose Us
- NoTouch Pre-Approvals
- Save with Our Network
- Lowest-Cost Closings
- Realtors, Real Savings.
Work Process
1. Gather Your Offers
Collect the details of the mortgage rates you've found, including loan terms, points, and any associated fees.
2. Reach Out to Us
Simply call us and share the details of the offer.
3. Let Us Work for You
We'll review your offer and see how I can provide a better rate or more favorable terms tailored to your financial needs.